The modules
Portfolio management
One client, however many custodians.
Everything a client holds, at every custodian, on one page: fed overnight and reconciled before anyone logs in. The assets no custodian reports sit alongside the listed positions, classified your way and valued on your own schedule, so nothing is missing from the total.
WEALTHARC
Portfolios / Consolidated
TWR InternalCHFDaily
Consolidated view
Six portfolios · four custodians · two holdings with no custodian
YTD1YITD
Assets under management
245,403,775 CHF
Year to date
0.34%
Month to date
0.34%
Cash
28,368,439 CHF
AML transactions
0
Guideline breaches
6
Sub portfolios 01.01.2026 – 07.09.2026
| Portfolio | AUM | Alloc. | Ccy | MTD | YTD |
|---|---|---|---|---|---|
| Balanced mandate | 82,329,785 | 33.55% | CHF | 1.16% | 1.16% |
| Growth mandate | 72,715,781 | 29.63% | CHF | 0.36% | 0.36% |
| Advisory portfolio | 42,933,593 | 17.50% | USD | 0.00% | 0.00% |
| Custody only | 28,731,817 | 11.71% | EUR | 0.00% | 0.00% |
| Property company | 12,864,465 | 5.24% | CHF | -1.47% | -1.47% |
| Private equity | 5,828,334 | 2.37% | USD | 0.38% | 0.38% |
| Total, consolidated | 245,403,775 | 100.00% | CHF | 0.34% | 0.34% |
Allocation by portfolio
245.4m
CHF total
| Custodian reported | 92.39% |
| Entered and revalued by you | 7.61% |
| Currencies consolidated | 3 |
| Last reconciliation | 05:12 today |
And one performance figure, not three
One calculation, running on the reconciled positions rather than on an export, so three people cannot produce three different returns for the same portfolio. Strategies and guidelines live in the same place, and a portfolio that drifts outside its mandate is flagged the morning it happens.
WEALTHARC
Portfolios / Consolidated / Balanced mandate
TWR InternalCHFDaily
Balanced mandate
Strategy: Balanced (A) · Benchmark: MSCI World
YTD1YITD
Performance against benchmark Indexed, 100 at 31.12.2025
Portfolio, net of fees
Benchmark, MSCI World
Time weighted return 01.01.2026 – 07.09.2026
| Market value 31.12.2025 | 76,412,308.75 |
| Deposits and withdrawals | 1,250,000.00 |
| Income and distributions | 812,466.19 |
| Fees and taxes | -184,209.55 |
| Fees and operational fees | -142,880.31 |
| Taxes and withholding | -41,329.24 |
| Capital variation | 4,039,219.61 |
| Market value 07.09.2026 | 82,329,785.00 |
| TWR net | 6.41% |
| TWR gross | 7.08% |
| Benchmark | 5.17% |
| Relative | +1.24% |
The consolidated view
- Every custodian, every currency, and every jurisdiction in one total
- A customisable asset tree, so your classification is yours and not the custodian's
- Positions, transactions, and orders on the same page
- Private equity, real estate, collectibles, and other holdings no custodian reports
- Fund management with a lookthrough to what the fund actually holds
- Your own investment universe
Performance and risk
- Time weighted return, net and gross, on reconciled positions
- Benchmarking against the mandate's own benchmark
- Performance contribution, so a figure can be explained
- Exposure by asset class, currency, region, and issuer
- Risk concentration, at portfolio and client level
- Cross portfolio impact of a single instrument or issuer
Mandates and guidelines
- Investment strategies defined once and applied to many portfolios
- Guidelines monitored continuously, not at review time
- Breaches flagged the morning they happen, on the portfolio page
- Drift measured against the model, per portfolio
- Everything the guideline engine checks is what the pre-trade check enforces
Order management
One decision, however many portfolios follow it.
A model changes and every portfolio that follows it has to move. As a rebalancing run that is one action, and every line it produces is checked before it can leave: cash, guidelines, concentration, and the instrument's own suitability for that client. Nothing that would breach a mandate is sendable.
WEALTHARC
Orders / Order book
Group by: originAll custodians
Order book
Rebalancing run · balanced model, revised 04.09.2026
1 – 9 of 216Pre-trade checks
Order lines
216
Portfolios in the run
51
Passed every check
212
Blocked
4
| Portfolio | Custodian | Instrument | Side | Quantity | Est. price | Value | Checks | Route |
|---|---|---|---|---|---|---|---|---|
| Rebalancing · balanced model (revised) · 51 portfolios · 216 lines · 27,452,960 CHF | ||||||||
| Balanced 01 | Custodian A | Global Aggregate Bond ETF | Sell | 12,400 | 41.82 | 518,568 | FIX | |
| Balanced 02 | Custodian A | Global Aggregate Bond ETF | Sell | 8,150 | 41.82 | 340,833 | FIX | |
| Balanced 03 | Custodian B | 1.375% Treasury 2031 | Sell | 250,000 | 96.14 | 240,350 | Proposal | |
| Balanced 04 | Custodian B | World Equity Index Fund | Buy | 1,940 | 128.55 | 249,387 | Proposal | |
| Balanced 05 | Custodian C | World Equity Index Fund | Buy | 3,610 | 128.55 | 464,066 | FIX | |
| Balanced 06 | Custodian C | Emerging Market Debt Fund | Buy | 6,200 | 22.41 | 138,942 | Blocked | |
| Guideline breach: issuer concentration would reach 11.4% against a 10.0% limit. Adjust the quantity or amend the guideline to release the line. | ||||||||
| Balanced 07 | Custodian D | World Equity Index Fund | Buy | 780 | 128.55 | 100,269 | Proposal | |
| Balanced 08 | Custodian A | Global Aggregate Bond ETF | Sell | 4,300 | 41.82 | 179,826 | FIX | |
| Balanced 09 | Custodian D | Emerging Market Debt Fund | Buy | 2,150 | 22.41 | 48,182 | Blocked | |
| Cash shortfall of 22,914 CHF at settlement. Fund the account, reduce the quantity, or pair the line with a sale. | ||||||||
Getting to an order
- Automated trade proposals from the strategy and the current drift
- Single and bulk ordering
- Model portfolio rebalancing across every portfolio following the model
- Multiple rebalancing runs held side by side before one is committed
- Cross portfolio impact visible before anything is sent
Before it leaves
- Cash and settlement coverage
- Investment guidelines and the mandate's own limits
- Asset, currency, and issuer concentration
- Suitability and appropriateness for that client
- Every block carries its reason and what would release it
Out and back
- Direct trading over FIX to the custodians that support it
- Signed trade proposal, in PDF or Excel, for the ones that do not
- One order monitor tracking execution across both routes
- Executions returning into positions overnight
- The next review starting from the executed state, not the intended one
Clients and reporting
The client record, next to the portfolios it owns.
A CRM that does not know the portfolios is a second address book. This one sits on the same data: who the client is, how they are classified, what they were asked and answered, every document on file, and every call, note, and email against the relationship. The reports and the portal come off the same figures.
WEALTHARC
Clients / Client dashboard
Add note360 view
Client dashboard
Individual · client since 04.02.2009 · 6 portfolios
General details
Status
Client
Domicile
Switzerland
Relationship manager
D. Kestler
Total AUM
245,403,775 CHF
General details
Contact details
Identification
Financial background
Risk details
Tax
Trust structure
Mandates
Portfolios
Involved partners
Questionnaires
Documents
General details
Type
Individual
Client since
04.02.2009
Nationality
Switzerland
Second nationality
Austria
Domicile
Switzerland
Tax residence
Switzerland
FinSA classification
Professional, opted in
Relationship manager
D. Kestler
Deputy
M. Aubert
Reporting language
English
Notes and correspondence 111 entries
Transaction16.12.2026Waiting for approval
Subscription 99,999.11 CHF, balanced mandate
Created by P. Marchetti
Email02.10.2026
Instruction to increase the equity weighting
1 attachment · via Microsoft Exchange
Guideline breach10.09.2026Waiting for approval
Issuer concentration 11.4% against a 10.0% limit
Balanced mandate · raised automatically
Call18.08.2026
Annual review scheduled for October
Created by D. Kestler
Know your client
- General, contact, and identification details
- Financial background and risk details
- Risk profiling by digital questionnaire
- FinSA classification with opt in and opt out
- Tax, trust structure modelling, and involved partners
- Document management
Reporting
- Account statement: structure, performance, concentration risk, strategy, asset listing, and transactions in one document
- One pager: the holdings and the key figures at a date
- Performance contribution report
- Customisable period, language, layout, and format
- Ad hoc, scheduled, or on the client's own request
The investor portal
- A login for every end client, with no cap on users
- Holdings, transactions, performance, and their strategy
- Their own PDF reports, downloadable
- Any device, anywhere, on the same reconciled figures
- White-label it as your own client-facing platform
Audit and compliance
The audit stops being a document hunt.
Most of an annual audit is retrieval rather than judgement: finding the document and proving the check was done. Here the checks run whether or not anyone remembers them, and for the audit itself you give your auditor a read only login to the system that produced the numbers.
WEALTHARC
Compliance / Overnight run
Audit report07.09.2026
Compliance
Screening completed 04:51 · nothing waiting on a person to start it
TodayThis month
Clients screened
412
PEP matches
3
Sanctions
0
AML alerts
2
Screening, last run Powered by Polixis
| Check | Screened | Matches | Status |
|---|---|---|---|
| PEP | 412 | 3 | 2 cleared, 1 in review |
| Sanctions | 412 | 0 | Clear |
| New prospects screened | 26 | 0 | Clear |
| AML transactions | 1,904 | 2 | Waiting for approval |
| Guideline breaches | 380 | 6 | 4 acknowledged, 2 open |
| Run duration | 19 minutes | ||
| Auditor access | Read only, live |
Screening and AML
- Daily automated PEP and sanctions screening of clients and prospects, powered by Polixis
- Automated AML alerts on new transactions
- Your own approval workflow, not a fixed one
- Access to the browser based Polixis tool included
Regulatory
- FinSA and FinIA client classification
- Suitability and appropriateness assessment by digital questionnaire
- Guideline breach monitoring, raised the morning it happens
- Currency and asset concentration limits
The audit
- Read only auditor access to the live system
- Audit reports generated rather than assembled
- Every field, correction, and approval on the record
- Positions and transactions shown next to the checks that ran on them
- Your partner stops being the interface to the auditor
Fees, invoicing, and profitability
The invoice and the statement cannot disagree.
Management fees, performance fees, and high water marks are calculated from the same reconciled positions your reports are drawn from, which is why the quarterly fee run stops being four days in a spreadsheet. What is left behind is the management information: what every relationship manager, portfolio, and strategy actually earns.
WEALTHARC
Finance / Management information
All custodiansAll strategiesQ2 2026
Fees and profitability
Calculated from reconciled positions · invoices generated, not assembled
By relationship managerBy strategy
Fees invoiced
1,386,129 CHF
Portfolios billed
380
High water marks applied
41
Retrocessions received
84,210 CHF
Fees by relationship manager Q2 2026
| Manager | Share | % of total | Portfolios | Fees, CHF |
|---|---|---|---|---|
| D. Kestler | 72.77% | 216 | 1,008,664.52 | |
| M. Aubert | 15.04% | 74 | 208,408.25 | |
| L. Weber | 10.67% | 58 | 147,951.15 | |
| S. Roth | 1.03% | 24 | 14,285.75 | |
| Other | 0.49% | 8 | 6,819.71 | |
| Total | 100.00% | 380 | 1,386,129.38 |
What was invoiced
| Management fees | 1,183,402.10 |
| Performance fees, above high water mark | 178,516.44 |
| Administration and other | 24,210.84 |
| Total invoiced | 1,386,129.38 |
| Sent to custodians for debit | 291 invoices |
| Sent to the client directly | 89 invoices |
| Languages generated | 4 |
| Retrocessions received, tracked separately | 84,210.00 |
The fee run
- Automated calculation of management and performance fees
- High water marks tracked per portfolio
- Retrocessions dashboard
- Invoice generation in multiple formats and languages
- Transmission of fees to the custodian for debit
What it tells you about the business
- Revenue by relationship manager, portfolio, strategy, and profit centre
- Portfolios and AUM per manager
- Fee yield against assets, so a mandate that is not paying for itself is visible
- A management information system rather than a report someone rebuilds each quarter
